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Home Insurance

We provide a full range of homeowner’s insurance coverage for the house(s) you own, the house or condo you rent, even floating homes.

Most of our Home Insurance provides:

  • Coverage for new homes and the dwelling that was built when there was still a hitching post located in from of it. Whether it’s on a full foundation, it has a post and a pillar, or it has no foundation at all… coverage is available from
    Sadler & Company, Inc.
  • Extended coverage for other structures, replacement cost with extended coverage over the limits listed on the policy, loss of usage, and code upgrades.
  • Liability included as is, or for a range of personal injury issues such as libel, slander, false arrest, and
    the ever-popular wrongful eviction).
  • Umbrella coverage that can be added to the policy or by separate insurance to cover the home you own, rental homes, boat and autos.
Owner’s Condo Coverage Insurance includes:
  • Alterations to the unit that is not covered by the homeowner association’s master policy, and loss assessment to the owner for uninsured incidents.
Renter’s Insurance Coverage includes:
  • From $5,000 to $5,000,000 in contents for your apartment or condo, loss of usage due to an insured loss, and premises liability. Note: Replacement cost of any stolen or damaged item is included by the contents coverage.
Dwelling Coverage for both secondary homes and rental dwellings includes:
  • Up to four units, but anything above four is considered Commercial Insurance –– and we can cover that under an Apartment Package.
  • If we cover your home when we insure your rental dwelling, we can also include personal
    injury coverage.

Contact us for more information about Homeowner’s and Renter’s Insurance.

 

 

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